:root{--basalt: #16333c;--basalt-deep: #0d2129;--teal: #155e63;--ember: #a84a15;--ember-deep: #8a3c10;--ember-bright: #c05b21;--sand: #e3b778;--stone: #f1f4f0;--char: #243038;--char-soft: #51626a;--line: #d8e0da;--shell-w: 72rem;--prose-w: 46rem;--serif: Georgia, "Iowan Old Style", "Palatino Linotype", "Book Antiqua", serif;--sans: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;font-family:var(--sans);font-size:1rem;line-height:1.7;color:var(--char);background:#fff}h1,h2,h3{font-family:var(--serif);font-weight:700;color:var(--basalt);line-height:1.2}h1{font-size:clamp(1.9rem,5vw,2.7rem);margin:0 0 .6rem;letter-spacing:-.01em}h2{font-size:clamp(1.4rem,3vw,1.85rem);margin:2.25rem 0 .7rem}h3{font-size:1.2rem;margin:1.6rem 0 .45rem}p,ul,ol,table{margin:0 0 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b{display:block;color:var(--basalt);margin-bottom:.2rem}.steps-row p{font-size:.93rem;color:var(--char-soft);margin:0}.aside-note{background:var(--stone);border-left:4px solid var(--ember-bright);border-radius:0 8px 8px 0;padding:.9rem 1.1rem;margin:1.3rem 0;font-size:.95rem}.aside-note p:last-child{margin-bottom:0}table{border-collapse:collapse;width:100%;font-size:.95rem}caption{font-family:var(--serif);font-weight:700;text-align:left;color:var(--basalt);padding-bottom:.4rem}th,td{text-align:left;padding:.55rem .7rem;border-bottom:1px solid var(--line);vertical-align:top}thead th{background:var(--basalt);color:#fff;font-family:var(--sans);font-size:.85rem;letter-spacing:.03em}tbody tr:nth-child(2n){background:var(--stone)}.qa{border:1px solid var(--line);border-radius:8px;margin-bottom:.7rem;background:#fff}.qa summary{cursor:pointer;font-weight:700;font-family:var(--serif);color:var(--basalt);padding:.85rem 1.05rem;font-size:1.05rem}.qa summary:hover{color:var(--teal)}.qa[open] summary{border-bottom:1px solid var(--line)}.qa div{padding:.85rem 1.05rem .25rem}.sources{margin-top:2.8rem;border-top:2px solid var(--basalt);padding-top:.8rem}.sources h2{font-size:1.05rem;margin-top:0}.sources ol{font-size:.84rem;color:var(--char-soft);padding-left:1.2rem}.sources a{overflow-wrap:anywhere}.lead-form{background:#fff;border:1px solid var(--line);border-radius:12px;padding:1.5rem 1.5rem 1.7rem;max-width:36rem}.lead-form fieldset{border:0;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:.9rem 1rem}.lead-form legend{font-family:var(--serif);font-weight:700;font-size:1.25rem;color:var(--basalt);padding:0;margin-bottom:.9rem}.lead-form label{display:block;font-size:.88rem;font-weight:600;color:var(--basalt)}.lead-form .full{grid-column:1 / -1}.lead-form input[type=text],.lead-form input[type=tel],.lead-form textarea{width:100%;margin-top:.25rem;padding:.6rem .7rem;font:inherit;color:var(--char);border:1.5px solid 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